What Should You Do When Your Identity Is Stolen: Learn 7 Important Steps
One of the notable issues that seems to be affecting millions of people is identity fraud. The unfortunate thing with identity fraud is that the problem may be with us for quite some time. This means that you need to be alert and keen. Fortunately for you, you can learn about the steps you can take so that you can keep your identity as safe as possible even when stolen by the fraudsters. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
For starters, you will need to inform companies of the incident. There is no harm in taking action really quick. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. Rememeber that these people can act really fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, it is possible that your card information gets compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Filling a report with the Federal Trade Commission is a critical step. They collect all information relating to stolen identity cases. Although they do not have the power to pursue criminal charges, they can provide essential information to law enforcement agencies to help in tracking down the criminals. You just get to their website and file your case. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more view here for more
Filing a report on the theft with the police is also essential. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions can therefore know that your identity may be compromised. click here
Still, make a point of freezing your credit. No one can access your credit report if you do so. Just call the major bureaus and request them to do so. . discover more
Always tighten the security of your accounts. Do not use the same passwords for all accounts and make it easy to guess. click for more
You can also seek the guidance of an identity theft attorney.
Supporting reference: Get the facts