7 Identity Protection Strategies You Should Be Aware of
Identity theft is any type of crime where people use another person’s data for deception and matters that involve fraud. identity theft can affect your credit score and prevent you from qualifying for loans and mortgage. This article discusses some tips to keep you safe. You are advised to read more and discover how to get your life back.
You should review your credit card and bank statements each and every month. This way, you will be sure that there are no any unexpected charges or activities. Ensure that you contact the bank once you find out something that you didn’t authorize. You should put a reminder on your calendar for you to sign up for emails immediately the statement is easy. This is one of the safest strategies. You are advised to click here to learn more strategies.
The use of a strong password is also an important strategy. Identity thieves guess people’s passwords to access important services. Most people have passwords for the reason that they are easy to remember. They use the same passwords when login into different websites. This is risky because they can use one password to log in to a website that contains important information. You can prevent this by using a strong password that is combined with letters, symbols and numbers.
Another strategy is turning on 2-factor authentication where possible to have extra security. This one generates a one time code when you log into the services. This adds security to your account because other people will not be allowed to log in without a code.
Another important strategy is reviewing your credit after one year. When credit reporting bureaus send you a free credit report that they send every year, look at the report carefully to see if there is anything that is out of place. Check whether there are debts that you never authorized and ask the credit bureau to remove them.
Ensure that you freeze your credit with credit reporting bureau. This way, other people will not request your credit or even look at it. Nobody will be able to apply for a loan or get a new credit card. Credit bureau will issue you with a pin which you will use to verify your identity if you decide to unfreeze.
The next thing is picking up your mails quickly. You need to understand that thieves use the easiest ways to steal your data. They steal your credit cards, bank statements and other personal information from your mail. Pick up your mail as soon as it is delivered so nobody else can access it.
You should be smart about cybersecurity. You can receive so many threats from the internet. You may receive emails from a fake website and enter your details thinking that it’s from a real website. The details go straight to the scammers. If you never expected an email, you should not click any link.